AI agent governance for insurance and reinsurance
Solvency II, NAIC model governance, claims automation: agents handling policyholder PII, actuarial model risk, and real-time adjudication must comply before they go live. Roval gives you the registry, classification, and audit trail your regulators expect.
Insurance model governance wasn't designed for autonomous AI agents
Agents in claims adjudication, underwriting, and fraud detection make real-time decisions that affect policyholders, reserving accuracy, and regulatory capital. Traditional model governance frameworks can't keep pace with autonomous systems that chain LLM calls, access PII, and update pricing models without human review.
Actuarial model validation assumes human-built models with static inputs. AI agents that dynamically adjust pricing or reserving parameters break every assumption in your existing validation framework.
Claims automation agents process policyholder PII (SSNs, health records, policy numbers) at scale. A single misconfigured agent could expose protected data across your entire book of business.
Solvency II requires a complete audit trail for every model influencing capital adequacy. Most insurers can't even enumerate which AI agents touch their reserving or pricing pipelines.
Regulatory frameworks for insurance
Pre-mapped requirements. Activate a framework and Roval tracks evidence per requirement.
Capital adequacy, risk management, and model governance requirements for AI systems influencing reserves and pricing.
State-level insurance regulation for AI and predictive models used in underwriting, rating, and claims.
Trust service criteria mapped to agent governance, required by every enterprise customer and reinsurance partner.
Data processing, consent management, and right to explanation for AI systems handling policyholder data.
AI management system certification covering risk assessment, lifecycle governance, and responsible AI practices.
Voluntary risk management framework for identifying, assessing, and mitigating AI risks across the insurance lifecycle.
Pre-built policies for insurance
Start from a template, customize the rules, and activate. Every policy enforces controls on your agents.
Monitors agent decisions in claims adjudication: enforces audit logging, approval thresholds, and escalation rules for high-value claims.
Detects policy numbers, SSNs, and health data in prompts. Blocks sensitive policyholder information from reaching external model APIs.
Enforces documentation and back-testing requirements for AI models used in risk selection, pricing, and policy issuance.
Requires human oversight for fraud-flagging agents: escalation rules, false-positive review, and decision audit trails.
Validation requirements for AI-driven pricing and reserving models: back-testing, sensitivity analysis, and parameter drift monitoring.
Controls for agents calling external LLM APIs: data residency checks, vendor approval lists, and cost limits for outsourced model inference.
Built for the audit that's already scheduled
Full audit trail for regulators
Every state change (registration, classification, certification, policy violation) logged with timestamp, user, and context. Export to PDF for your examiner.
Real-time cost attribution
See which agents call which models, how many tokens they consume, and what they cost. Set budget alerts per team, per agent, per model.
Continuous compliance monitoring
Certifications expire. Configurations drift. Owners leave. Roval detects it all within 15 minutes and alerts before your next audit.
The full Roval platform
Agent Registry
Register every agent with framework, model, owner, risk tier, and dependency graph. Search by natural language.
Compliance
Certify agents against any framework with per-requirement evidence tracking. Auto-expiry by risk tier. Drift detection every 15 minutes.
Observer & LLM Monitor
Capture every tool call and LLM request. Flag PII and policy violations in under 30 seconds.
Dashboard
KPI cards, compliance posture, drift alerts, and a live event feed, on one screen, no clicking around.
See Roval for insurance
Join the private beta. Full registry and compliance setup in under 10 minutes.